Best Buy Credit Card Information

The Best Buy Card is a great way to get the products you want right away, while allowing you to pay for them over time using flexible financing options. It gives you access to these great benefits:

  • Flexible financing options† on in-store purchases
  • Special financing offers throughout the year
  • Easy online account management at
  • Free supplementary cards by calling 1 800 363-3380
  • Optional CardCare payment protection

Visit our Credit Card page to learn more and to apply for a card.

The Best Buy Credit Card is issued by Desjardins Financial Group (Desjardins). Desjardins’s interest rate is 19.9% for regular purchases. On financing purchases, the interest rate can go up to a maximum of 21.9% (see your Desjardins Cardholder Agreement for complete details). An annual fee of $35 is applicable for residents of Quebec. The fee gives you access to the Geek Squad “Ask an Agent” service provided by Best Buy. For more details on this service, please visit

Coverage underwritten by American Bankers Life Assurance Company of Florida and American Bankers Insurance Company of Florida, Assurant Solutions companies. All benefits are subject to exclusions and limitations which are defined in the certificate of insurance that will be mailed to you upon enrolment.

Please note: For online orders only, you will not be able to place an order using a credit card during the same month the card expires. This is to ensure the card does not expire before we capture funds. In these cases you will need to place your order in-store, select a different payment method, or contact the card issuer to receive a new card with an updated expiry date.

† On approved credit. See your Cardmember Agreement or ask a Best Buy associate for details and payment options.



How do I apply for a Best Buy Credit Card?

Applying for a Best Buy Credit Card is fast and easy with instant approvals available both in-store and online.

Apply online now.

Apply in-store by going to the customer service desk at any Best Buy store and ask an associate to help you process your application on the spot.  You can even use your new card to make a purchase that same day.

How long does it take to get approved for a Best Buy Credit Card?

It takes approximately 3-5 minutes to complete an application in-store or online.

To complete the application in-store, you will also need to have the following:

  1. One piece of photo ID or two pieces of non-photo ID from the following list: Driver’s License*, Health Card (except Ontario, P.E.I, Nova Scotia and Manitoba), Canadian Passport, Permanent Residence Card, Canadian Birth Certificate, Canadian Citizenship Card, Age of Majority Card, Indian Status Certificate, Record of Landing
  2. A valid major credit card (optional)

*In Quebec, driver’s license and health card must be volunteered by the customer.

Can I access my Best Buy Card account online?

Yes, your Best Buy Card account can be managed online.

Managing your account online gives you convenient, 24-hour account access. Get immediate information on your balances, recent transactions, payments and more.

  • Maintain your profile: Update your phone number and mailing address.
  • Manage your account: View recent transactions and authorizations, as well as other account related information.
  • Personalize your credit card: Request a credit line increase and Set up Account Alerts.

How do I make payments towards my Best Buy Card?


At any Best Buy store in Canada (Cash or Debit only)

Financial Institution

  • At any ATM that accepts Best Buy payments (except for principal payments+).
  • Through online banking with your financial institution of choice. Make sure you add Best Buy to your Payee List. For example: Best Buy Desjardins. The new account number to be entered is found on your Desjardins account statement.
  • By pre-authorized payment (except for principal payments+) – you can arrange this via the form available at


By cheque mailed to the following address:

Desjardins Card Services
P.O. Box 8601
Centre-ville Station
Montreal QC
H3C 3V2

Please reference your account number on the cheque.

Please note: Best Buy Gift Cards, Best Buy E-Gift Cards, and other major credit cards cannot be accepted for account payments.

+ Principal payments made to equal payment financing plans and deferred payment-financing plans are considered additional payments (separate from the monthly financing payment) that can be made at any time before the due date to reduce the balance in whole or in part.

Who can I contact if I have an issue with my card?

Best Buy Card
Canada and U.S. 1 800 363-3380

Desjardins Card Services
P.O. Box 8601
Centre-ville Station
Montreal QC
H3C 3V2


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