Best Buy Credit Card

Flexible Financing with a Best Buy Card
Enjoy the products you want today with flexible payment options on all your in-store purchases

Financing Offers

6 Month Financing

Pay no interest[1] for 6 months with equal payments for all purchases between $299.99 and $999.99. No interest charged on financed amount during term. Admin fee of $29.99 applies.

12 Month Financing

Pay no interest[1] for 12 months with equal payments for all purchases $399.99 and up. No interest charged on financed amount during term. Admin fee of $69.99 applies.

24 Month Financing

Pay no interest[1] for 24 months with equal payments for all home theatre and appliance purchases $699.99 and up. No interest charged on financed amount during term. Admin fee of $119.99 applies.

Special Wireless 24 Month Financing

Pay no interest[1] for 36 months with equal payments for all smartphone activations $99.99 and up. No interest charged on financed amount during term. Admin fee of $40 applies. Activation required. Carrier monthly rate plan not included.

36 Month Financing

Pay no interest[1] for 36 months with equal payments for all appliance purchases $799.99 and up. No interest charged on financed amount during term. Admin fee of $199.99 applies.



CardCare Credit Card Balance Insurance [2]

Optional insurance available. CardCare pays down your balance or makes your monthly payments when the unexpected occurs. Only available for in-store applications.

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Best Buy Credit Card FAQ

The Best Buy Card is a great way to get the products you want right away, while allowing you to pay for them over time using flexible financing options. Plus, it gives you access to great benefits. 

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How to Pay

In-Store

At any Best Buy store in Canada (Cash or Debit only)

By Mail

Send your cheque to: Desjardins Card Services P.O. Box 8601 Centre-ville Station Montreal QC H3C 3V2 (Please reference your account number on the cheque.)


Disclaimers

[1] Only on approved credit on your Best Buy Card purchases made in store. Administration fee, taxes, delivery charges and any applicable EHFs will be financed with your purchase. The non-promotional Annual Interest Rate is 19.9%. For further details, see bottom of this page and the Desjardins Cardholder Agreement.

[2] Underwritten by American Bankers Life Assurance Company of Florida and American Bankers Insurance Company of Florida.

[3] Subject Desjardins Financial Group ("Desjardins Group") approval. All annual interest rates are subject to change but will not exceed 19.9%. The "Deferred payment, no payments or interest for …" offer allows the customer to use a credit card issued by Desjardins Group ("the Card") to pay for a deferred payment purchase, without incurring interest during the period set at the time of purchase. If this purchase is not paid in full by the due date, an annual interest rate of not more than 19.9% (the “Rate”) applies and it is converted into 12 equal monthly instalments if the converted balance is less than $1,000; 24 monthly instalments if greater than $1,000 and less than $3,000; or in 36 monthly instalments if $3,000 or higher. The "Interest-free equal monthly payments" offer allows the customer to use the Card to pay for purchases in equal monthly instalments with no interest. Equal monthly payments are included in the minimum payment due on the credit card. If the minimum payment due is not paid in full by the due date, the Rate applies to the unpaid equal monthly instalment. Minimum card payment is 5% of the total of: the previous period account statement; credit charges on purchases and monthly instalments unpaid on the current period due date; regular purchases, cash advances and cheques during the statement period and credit charges on cash advances and cheques To which are added: monthly instalments and deferred payment purchases due on the statement date, past due amounts and any other amounts set out in the card contract.

See full details of the Cardholder Agreement all of Canada excluding residents of Quebec and residents of Quebec only