Best Buy Financing
Shop stress-free with flexible payment options
We’ve partnered with Fairstone to offer you convenient and affordable financing plans that let you break down the cost of your in-store or online purchases into easy monthly payments.
Getting started is quick and simple. You can apply for financing with Fairstone anytime or anywhere using your own device and find out if you’re approved in just a few minutes.
Or, find out if you pre-qualify before you apply. It’s quick, risk-free, and lets you see how much credit you may qualify for without affecting your credit score.**
Pay at a pace that works for you
We offer different financing plans to meet your needs.
3 Month Financing.
No interest if the balance is paid in full within 3 months.¹ Valid for all purchases over $149.99 before taxes.
6 Month Financing.
No interest if the balance is paid in full within 6 months.¹ Valid for all purchases over $299.99 before taxes. A $29.99 admin fee applies.²
12 Month Financing.
No interest if the balance is paid in full within 12 months.¹ Valid for all purchases over $399.99 before taxes. A $69.99 admin fee applies.²
18 Month Financing.
No interest if the balance is paid in full within 18 months.¹ Valid for home theatre, appliance, fitness equipment, e-transportation, and musical instrument purchases over $999.99 before taxes. A $99.99 admin fee applies.²
Here's how it works
1. Apply.
Complete Fairstone’s simple online application and find out if you’re approved for financing in minutes.
2. Choose payment.
Shop for products in-store or online and choose Best Buy Financing as your payment option at checkout.
3. Check out.
Pick a payment plan that works for you and check out. Your first payment is due at checkout or when your order is shipped.
4. Pay later.
Enjoy your purchase today! Pay for the rest at your own pace before the end of your chosen financing term.
Three easy ways to pay
Online banking.
Make online payments through your financial institution.
Mailed cheques.
Mail a cheque to 630 René-Lévesque Blvd. West, Suite 1400, Montreal, QC, H3B 1S6.
Apply for Best Buy Financing today
Submit your application and find out if you’re approved for financing in just a few minutes.
Have questions about your Fairstone financing account? Visit our Best Buy Financing with Fairstone help page or give Fairstone a call at 1-866-508-7765 to speak with an agent.
Disclaimers
Pre-Qualify for Financing
**If you pre-qualify for financing, there is no guarantee that you will approved for financing. You must complete the full financing application to determine whether you are approved for financing.
¹Quebec residents: A minimum payment of 5% of your balance will be due each billing cycle.
²Quebec residents: On approved credit. A $35 annual fee, as set out in your Account Agreement, may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement.
No Pay / Same as Cash
*On approved credit. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). Interest will accrue on the purchase amount from the beginning of the promotional period, but no minimum payments are required. However, if you pay the balance in full by the promotional period expiration date, all accrued interest will be waived and not charged on the purchase amount. If you do not pay the balance in full when the promotional period expires, all accrued interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.
Same As Cash, With Payment
*On approved credit. An annual fee of $35, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). Interest will accrue on the purchase and annual fees from the beginning of the promotional period, and minimum payments of 5% of the balance will be due each billing cycle. However, if you make the required minimum payments and pay the balance in full by the promotional period expiration date, all accrued interest will be waived and not charged on the purchase amount and annual fees. If you do not pay the balance in full by the promotional period expiration date, all accrued interest will be charged. Making only the minimum monthly payments on your account will not pay off the purchase in time to avoid interest charges. On termination or expiration date of the promotional period (or for purchases that are not part of the promotional period), the annual interest rate of 31.99% as shown in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances. See store and Account Agreement for further information.
Free Financing
*On approved credit. An annual fee of $35, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). The purchase amount and annual fees is divided by the number of months in the promotional period to arrive at equal monthly payments to be made during the promotional period. Interest will not accrue on the purchase amount and annual fees during the promotional period if the required minimum payment is made when due each billing cycle. The terms of the promotional plan will terminate if you default under your Account Agreement. On termination or expiration date of the promotional plan (or for purchases that are not part of the promotional plan), the annual interest rate of 31.99% as shown in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances owing. Certain terms and conditions apply. See store and Account Agreement for further information.
Fairstone Financial Inc. is a wholly owned subsidiary of Fairstone Bank of Canada.


