Best Buy Financing
The previous Desjardins Best Buy Card is no longer active. If you have questions about your Desjardins Best Buy Card, please visit our help page.
Buy now, pay later with the new Best Buy Card financing program
The Best Buy Card is a financing program that lets you defer payments on in-store purchases and make manageable payments over time. (Please note: Best Buy Card financing is only available on in-store purchases.)
Brought to you by our financing partner Fairstone, this program provides flexible financing options and easy ways to pay. You can find out if you’re approved for financing anywhere, anytime, and on any device.
Ready to sign up? Select one of the links below and follow a few simple steps, and you’ll find out if you’re approved in minutes.
Financing that works for you
6 Month Financing
No interest if paid in full* within 6 months for all purchases $299.99 and up. $29.99 admin fee applies.**
12 Month Financing
No interest if paid in full* within 12 months for all purchases $399.99 and up. $69.99 admin fee applies.**
24 Month Financing
No interest for 24 months with equal payments for all home theatre and appliances purchases $999.99 and up. $119.99 admin fee applies.**
*Quebec residents: monthly minimum payment required.
**Quebec residents do not pay the admin fee but will be charged an annual $35 Quebec Membership fee.
Learn more about the Fairstone financing program by visiting our Fairstone help page.
Three easy ways to pay
Online banking.
Make online payments through your financial institution.
Cheques.
Mail a cheque to 630 René-Levesque Blvd. West, Suite 1400, Montréal, QC, H3B 4Z9.***
*** Please write your account number on the front of the cheque and indicate the payment amount on the return portion of the statement.
If you already own a Fairstone Best Buy Card and have questions about your account, please call Fairstone Customer Service at 1-866-508-7765.
Apply for financing today
Terms and conditions
Same As Cash Financing
On approved credit. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your cardholder agreement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Finance charges will accrue on the purchase from the beginning of the credit promotional period.
In all provinces and territories except Quebec, no minimum payments will be due during the credit promotional period. For Quebec residents, minimum payments of 5% of the account balance will be due each billing cycle. However, if you make the required payments (Quebec residents) and pay the purchase price in full by the expiration date of the credit promotional period, all of the accrued finance charges will be waived, and no finance Charges will be assessed on the purchase. Otherwise, if you do not pay the purchase price in full by the expiration date of the credit promotional period, all of the accrued finance charges will be assessed at that time. For Quebec residents, making only the minimum monthly payments on your account will not pay off the purchase in time to avoid finance charges.
On termination or expiry of the credit promotional plan (or for purchases that are not part of the credit promotional plan), the standard APR of 31.99% and the terms of the Regular Credit Plan will apply to all outstanding balances owing.
This offer cannot be used for previous purchases and cannot be combined with any other offers, promotions or special incentive programs. Certain terms and conditions apply.
This offer may be cancelled or amended at any time without notice.
See store and Account Agreement for further information.
Free Financing
On approved credit. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your cardholder agreement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Finance charges will not accrue on the purchase during the credit promotional period if the required minimum payment is made each billing cycle during the credit promotional period when due.
The purchase price is divided by the number of months in the credit promotional period to determine equal monthly payments to be made during the credit promotional period. If the minimum payment is not made when due or if a balance remains after the credit promotional period expires, finance charges will be assessed at the standard annual interest rate (Credit Rate) of 31.99% and the terms of the Regular Credit Plan will apply to all outstanding balances owing.
This offer cannot be used for previous purchases and cannot be combined with any other offers, promotions or special incentive programs. Certain terms and conditions apply. This offer may be cancelled or amended at any time without notice.
See store and Account Agreement for further information.