Best Buy Financing
Buy now, pay later with Fairstone™.
Enjoy the products you want today and pay for them over time with flexible financing options, both in-store and online*.*Excludes Best Buy Gift Cards and Marketplace products.
Shop stress-free with flexible payment options.
We’ve partnered with Fairstone to offer you convenient and affordable financing plans that let you break down the cost of your in-store or online purchases into easy monthly payments.
Getting started is quick and simple. You can apply for financing with Fairstone anytime or anywhere using your own device and find out if you’re approved in just a few minutes.
Pay at a pace that works for you
We offer different financing plans to meet your needs.
3 Month Financing.
No interest if paid in full within 3 months*. Valid for all purchases over $149.99 before taxes.
6 Month Financing.
No interest if paid in full within 6 months*. Valid for all purchases over $299.99 before taxes. A $29.99 admin fee applies**.
12 Month Financing.
No interest if paid in full within 12 months*. Valid for all purchases over $399.99 before taxes. A $69.99 admin fee applies**.
18 Month Financing.
No interest if paid in full within 18 months*. Valid for home theatre and appliances purchases over $999.99 before taxes. A $99.99 admin fee applies**.
**Quebec residents: There is no admin fee but you will be charged an annual membership fee of $35, which comes with Geek Squad Remote Support for one year.
Here's how it works
1. Apply.
Complete Fairstone’s simple online application and find out if you’re approved for financing in minutes.
2. Choose payment.
Shop for products in-store or online and choose Best Buy Financing as your payment option at checkout.
3. Check out.
Pick a payment plan that works for you and check out. Your first payment is due at checkout or when your order is shipped.
4. Pay later.
Enjoy your purchase today! Pay for the rest at your own pace before the end of your chosen financing term.
Three easy ways to pay
Online banking.
Make online payments through your financial institution.
Cheques.
Mail a cheque to 630 René-Levesque Blvd. West, Suite 1400, Montréal, QC, H3B 4Z9.***
Apply for Best Buy Financing today
Submit your application and find out if you’re approved for financing in just a few minutes.
Have questions about your Fairstone financing account? Visit our Best Buy Financing with Fairstone help page or give Fairstone a call at 1-866-508-7765 to speak with an agent.
Plan Disclaimers
No Pay / Same As Cash
This plan is available to residents of Canada (excluding Quebec).
On approved credit. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your cardholder agreement and the credit promotional plan disclosure statement (collectively the “Account Agreement”).
Finance charges will accrue on the purchase from the beginning of the credit promotional period, but no minimum payments will be due during the promotional period. However, if you pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be waived and no finance charges will be assessed on the purchase. Otherwise, if you do not pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be assessed to your account at that time at the APR disclosed in the Account Agreement.
Same As Cash, With Payment
This plan is only available to residents of Quebec.
On approved credit. A $35 annual membership fee, as set out in your Account Agreement, will be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”).
Finance charges will accrue on the purchase from the beginning of the promotional period, and minimum payments of 5% of the balance will be due each billing cycle. However, if you make the required payments and pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be waived and no finance charges will be assessed on the purchase. Otherwise, if you do not pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be assessed. Making only the minimum monthly payments on your account will not pay off the purchase in time to avoid Finance Charges.
On termination or expiry of the promotional plan (or for purchases that are not part of the credit promotional plan), the standard Credit Rate as set out in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances owing.
See store and Account Agreement for further information.
Free Financing
This plan is only available in-store for residents of Quebec.
On approved credit. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your cardholder agreement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Finance charges will not accrue on the purchase during the credit promotional period if the required minimum payment is made each billing cycle during the credit promotional period when due.
The purchase price is divided by the number of months in the promotional period to determine equal monthly payments to be made during the promotional period. Finance charges will not accrue on the purchase during the promotional period if the required minimum payment is made each billing cycle during the promotional period when due. The terms of the credit promotional plan will terminate if you default under your Account Agreement. On termination or expiry of the promotional plan (or for purchases that are not part of the promotional plan), the standard APR as set out in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances owing.
Certain terms and conditions apply. See store and Account Agreement for further information.
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