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Best Buy Card

The Desjardins Best Buy Card will no longer be active as of July 1, 2020. You can still use your card up until June 30 to make purchases and finance eligible Reserve and Pick Up purchases at your local Best Buy store-front. Please note that financing is not available on online orders. See our  Best Buy Card page for details. 

The Best Buy Card is a great way to get the products you want right away, while allowing you to pay for them over time using flexible financing options. It gives you access to these great benefits: 

  • Flexible financing options† on in-store purchases. 
  • Special financing offers throughout the year. 
  • Easy online account management.  
  • Free supplementary cards by calling 1-800-363-3380. 
  • Optional CardCare payment protection. 

The Best Buy Card is issued by Desjardins Financial Group (Desjardins). Desjardins’ interest rate is 19.9% for regular purchases. On financing purchases, the interest rate can go up to a maximum of 21.9% (see your Desjardins Cardholder Agreement for complete details). An annual fee of $35 is applicable for residents of Quebec. The fee gives you access to the Geek Squad “Ask an Agent” service provided by Best Buy. For more details on this service, please visit GeekSquad.ca. 

Coverage underwritten by American Bankers Life Assurance Company of Florida and American Bankers Insurance Company of Florida, Assurant Solutions companies. All benefits are subject to exclusions and limitations which are defined in the certificate of insurance that will be mailed to you upon enrolment. 

Please note: For online orders only, you will not be able to place an order using a credit card during the same month the card expires. This is to ensure the card does not expire before we capture funds. In these cases, you will need to place your order in-store, select a different payment method, or contact the card issuer to receive a new card with an updated expiry date. 

† On approved credit. See your Cardmember Agreement or ask a Best Buy associate for details and payment options. 

FAQ 

How do I apply for a Best Buy Card? 

You can apply for a Desjardins Best Buy Card online. 

Can I access my Best Buy Card account online? 

Yes, your Best Buy Card account can be managed online

Managing your account online gives you convenient, 24-hour account access. Get immediate information on your balances, recent transactions, payments and more. 

  • Maintain your profile: Update your phone number and mailing address. 
  • Manage your account: View recent transactions and authorizations, as well as other account-related information. 
  • Personalize your credit card: Request a credit line increase and Set up Account Alerts. 

How do I make payments towards my Best Buy Card? 

In-Store:

  • At any Best Buy store in Canada (Debit only).

Financial Institution:

  • At any ATM that accepts Best Buy payments (except for principal payments†).
  • Through online banking with your financial institution of choice. Make sure you add Best Buy to your Payee List. For example: Best Buy Desjardins. The new account number to be entered is found on your Desjardins account statement.
  • By pre-authorized payment (except for principal payments†). You can arrange this via the form available at www.desjardins.com.

Mail:

  • By cheque mailed to the following address:

    Desjardins Card Services
    P.O. Box 8601
    Centre-ville Station
    Montreal QC
    H3C 3V2
  • Please reference your account number on the cheque.

Please note: Best Buy Gift Cards, Best Buy E-Gift Cards, and other major credit cards cannot be accepted for account payments. 

†Principal payments made to equal payment financing plans and deferred payment-financing plans are considered additional payments (separate from the monthly financing payment) that can be made at any time before the due date to reduce the balance in whole or in part. 

Who do I contact if I have a customer service issue with my Best Buy Card? 

Best Buy Card 
Canada and U.S. 1-800-363-3380 

Desjardins Card Services 
P.O. Box 8601 
Centre-ville Station 
Montreal QC  
H3C 3V2 

Extended Financing Offers 

With a Best Buy Card, you have access to 6, 12, 24, and 36-month financing options. Ask any of our in-store associates how to take advantage of these options. Financing is only available for eligible Reserve and Pick Up orders. Unfortunately, online purchases are not eligible for financing